If you’re planning to send money from the UK to the Philippines or vice versa next month, here’s a quick breakdown of what’s happening with the British pound (GBP) and the Philippine peso (PHP), and what you can expect in November 2025.
GBP to PHP: Where It Stands
Right now, one British Pound (GBP) gives a solid return in Philippine Pesos (PHP), compared to earlier in the year.
The exchange rate has held up fairly well in recent weeks, benefiting senders from the UK. However, some short-term ups and downs are still expected over the next month.
What’s Driving GBP to PHP?
Several key factors are influencing the Pound to Peso exchange rate:
1. UK Economic Confidence:
The UK economy continues to show signs of stability, particularly in rural infrastructure and digital expansion.
For example, the government-backed Quickline broadband project has boosted investor confidence. This helps support the value of the British Pound.
2. Philippine Digital Growth:
On the Philippine side, there’s strong momentum in digital finance and crypto trading.
But this activity primarily impacts the Peso in the digital space and doesn’t have a strong effect on the traditional exchange rate, at least not yet.
3. OFW Remittance Trends:
High GBP to PHP rates encourage Overseas Filipino Workers (OFWs) and remitters to send more money home.
These larger remittance flows can actually strengthen the Peso slightly, depending on volume.
What Do the Charts Say?
From a technical view (looking at price patterns and trends), here's where things stand:
The recent exchange rate hovered around 71.20 to 71.80 PHP per GBP. This zone is considered a resistance area, meaning the rate might struggle to move higher unless strong market factors push it.
The support level appears around 70.30 PHP. As long as GBP/PHP stays above this level, its overall trend remains strong.
Most signals suggest that GBP could stay firm or even rise slightly, but a temporary dip is also possible if investors become cautious or if the PHP gains strength from local economic boosts.
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What to Watch in November 2025
A few things could move GBP/PHP in the coming weeks:
Bank of England Signals: If the UK central bank hints at keeping interest rates high, this could lift the Pound.
Holiday Remittances: As the holiday season begins, more OFWs tend to send money home. This could increase demand for Pesos and slightly strengthen the PHP.
Inflation in the UK and Philippines: Any changes in inflation data or interest rate decisions could impact the value of both currencies, so keep an ear on financial news headlines.
Risks Ahead
While the Pound is performing well now, there are some things to watch out for:
Global slowdown fears: If economic data weakens in the UK, the Pound could drop.
Peso surprise strength: Unexpected large remittances or foreign investments in the Philippines could lift the Peso, affecting how much you get per Pound.
Currency market volatility: Political or economic surprises often cause sudden changes in exchange rates.
What This Means If You’re Sending GBP to PHP Abroad
If you're in the UK and planning to send money to the Philippines in the next month, you're in a good position.
The Pound is currently quite strong against the Peso, meaning you'll get more pesos for every pound you send.
However, with the possibility of short dips in the exchange rate, it may be smart to monitor rates regularly and consider converting when the rate approaches or crosses 71.50 PHP.
If the rate dips close to 70.50 PHP, you might want to wait a few days to see if it recovers, unless the need is urgent.
In short
The Pound is currently performing well against the Peso, giving good exchange value for anyone sending money from the UK to the Philippines.
The next month looks positive, with more potential for gains, though a few market wobbles could create brief dips.
Remitters should stay alert, watch market news, and consider sending when the rate is above 71 PHP for the best value.






