Pretty much all money transfer companies have apps these days. Some are real fintech pioneers, building their whole company around brilliant apps. Others are traditional broker services with an app added on.
The dedicated apps often handle lower value, regular transfers - but some also cater to hefty payments.
Traditional services with app add-ons are usually only suited to large transfers.
On this page I'll tackle these two types of apps separately. But first...
My top choice apps for most circumstances
There are two apps that stand out, mostly for their sheer adaptability. Wise and Xe are digital-first companies able to serve transfers little to large. They are general purpose apps with competitive fees & good currency coverage.
I'll speak more about these two later, but for now, here are the links if you're in a rush.
Best apps for smaller, regular transfers
Being a regulated fintech, Wise employs a vast number of techies to build and maintain their app. You can really tell.
Everything is intuitive, easy to use, and lacks friction or sticking points. Everything just works how it should.
Ultimately though, the app is just an interface for the service. For money transfers, that's normally about cost, speed and reliability.
Wise also excels here - offering you direct access to mid-market rates, and charging transparent low fees. This makes it ideal for regular smaller transfers.
You'll also be given a funds delivery estimate with every transfer, with many arriving same day.
